Zero Percent Car Loan with No Money Down at Affordable Interest ... - SBWire (press release)

Dublin, CA -- (SBWIRE) -- 07/12/2013 -- You need to buy a car and you are in a comfortable financial position to do so and your credit rating is good. In this case, you an go in for a car purchase scheme where you can buy the car with a loan that carries zero percent interest. No, this is no joke and such car loans do exist. Instead of going in for a discount on the price or any other purchase incentives, as a car buyer you also have the option to choose a zero percent car loan. With zero percent financing you can basically go to a showroom and be out of there with the car of your choice within a short time. You can choose your vehicle, resolve the price and financing details and simply sign the dotted line and leave with the car. However, even though all this sounds extremely easy and seems as if everyone would go in for such a loan scheme, there are certain criteria that need to be met, of course, like any other car loan.

Auto Loans Provider, Prescott Financial, Launches New Website - PR Newswire (press release)

Auto Loans Provider, Prescott Financial, Launches New Website - PR Newswire (press release) Jul 10th 2013, 15:09 Download image Auto Loans Provider, Prescott Financial, Launches New Website. (PRNewsFoto/Prescott Financial) SUPERIOR, Wis., July 10, 2013 /PRNewswire-iReach/ -- Prescott Financial, one of the top auto loans providers online, has launched a new website in an effort to better serve its existing and potential customers. The company, which specializes in helping those with bad credit, no credit and even bankruptcies in their past secure automotive financing, has added several new features and more functionality to its new site at www.bestautolenders.com. With the improvements, it's now easier for people to research and apply for car loans online through Prescott. (Photo: http://photos.prnewswire.com/prnh/20130710/CG45105) Prescott Financial helps people anywhere in the US get financed to purchase a car. Recognizing that their customers' time is valuable, the company has set up an online application process on its new site that takes just minutes. In most cases, applicants are able to get online auto loans within 24 hours of completing the form. Eager applicants can check to see whether they've been approved just by entering their first and last names into the loan status section of the site. And, Prescott has a 98 percent acceptance rate for applicants regardless of their credit history. "Most lenders only extend auto financing to good credit, especially after the meltdowns of 2008, but we specialize in not only good credit, but bad credit auto loans too," said a Prescott Financial representative of the services highlighted on the new site. "We're constantly raising the bar on our own standards to be the leader in the auto loan market." The website's enhanced customer center helps visitors searching for loans easily understand how much financing they're eligible for and estimate what their monthly payments will be. The process is simple. They select their credit level on a scale from 'good credit' to 'no credit,' input their monthly expenses, what they can afford for a down payment and the price of their car of choice. The site's new calculator instantly returns a pre-approval amount and an estimate of monthly payments. As an additional resource for people seeking auto financing, Prescott Financial's new site contains a library of articles on topics ranging from "Auto Loans for Military Personnel" and "Auto Loans for Single Mothers" to "Legitimate Online Bad Credit Auto Loans" and "Student Auto Loans." About Prescott Financial Prescott Financial is one of the top auto loan providers online and has been providing auto loan assistance for more than five years. Specializing in bad credit, no credit and even bankruptcy, Prescott gives people who've had trouble getting approved for a car loan several different financing options. With products for every type of loan including used car loans, new car loans, refinancing loans and bad credit loans, the company's 98 percent acceptance rate cannot be matched. For more information, visit: http://www.bestautolenders.com Media Contact: Arthur Hawthorne, Prescott Financial, (949) 555-2861, info@bestautolenders.com News distributed by PR Newswire iReach: https://ireach.prnewswire.com SOURCE Prescott Financial RELATED LINKS http://www.bestautolenders.com

Stretched car loans gain traction with buyers

Stretched car loans gain traction with buyers Jul 12th 2013, 11:06 Scott Greenberg could have handled a bigger car payment. But with a baby on the way and the dealership offering a rock-bottom interest rate, Greenberg stretched the loan to 72 months — about as long as the average American keeps a new car. At 2.64% interest, the long term cut about $100 from his monthly payment on the Volkswagen Touareg SUV. "I will be putting that savings into her college fund," Greenberg said of the daughter he's expecting. The Santa Monica technology consultant is among a record number of car buyers taking out loans of six, eight or even 10 years. Loans of six years or longer account for 30% of all financing deals so far this year, including leases, according to research firm J.D. Power and Associates. That's up from 23% five years ago. The standard length of car loans — once four years, then five — has been creeping up for some time. Extended terms are gaining traction in an era when cars last longer and have better warranties. Automakers have marketed the long loans aggressively, persuading some buyers to move up to pricier models they couldn't otherwise afford. The median-priced new car now costs $28,555